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How do I go about getting a loan to pay of some pay day loans?

Question by dk9113: How do I go about getting a loan to pay of some pay day loans?
I am buried in pay day loans and don;t know how to get out from under them and my credit is pretty poor, anyone have suggestions as what to do? or where to turn?

Best answer:

Answer by thale138
just dont pay off the payday loans, no one but an idiot would set foot in those places, except to work there, and even then its not a good thing.

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This entry was posted on Saturday, February 4th, 2012 at 2:53 am and is filed under loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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5 Responses to “How do I go about getting a loan to pay of some pay day loans?”

  1. try a loan consolodation and credit counseling service in your area. Look in the phone book. You might be able to find one that’s non-profit that won’t charge you as much.

  2. Suck it up and pay them off. You’ll have to do without some luxuries for a little while but the only way to get around them is to pay them and not go back for another.

  3. ahammondtx@sbcglobal.net on February 4th, 2012 at 4:05 am

    If you dont qualify for a conventional loan then you are stuck paying off the pay day loans until you’re done. Why did you get more than one? I admit to using them from time to time when things get tough or I need money right away, but never more than one because the fee’s are high. You have to pay them because they deduct it from your account, so I suggest a second job, anything to make quick money to pay them off.

  4. Your best bet would be to stop borrowing money. If you can’t afford to purchase things, then don’t borrow. Especially from Payday Loan type places – they are basically legalized loan sharking. Since you are already in deep, I would suggest going to a credit counseling company. They can set you up on repayment plans with lower interest rates.

  5. Go to a bank you like, and ask for a loan to pay them off Pay day loans have high interests . There is always a bank who has loan officer or mortgage broker who are willing to help you. They work for comission. A mortage Broker can look in the internet and get the best program loan for you. Get a loan and pay all your debts off. And you could be making just one payment intead of multiples payments. Good luck to you.

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