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Question by JohnPau2010: Does the home loan interest rate vary between online quotes and the real ones ?
- I am planning to buy a home
- i have put an offer on a house and almost 100% done deal
Now I have to look out for a home loan. I am looking at several online interest rate quotes what lenders are giving based on my facts.
Some of them are sending quotes for 4.78% 4.5% , now does these rates change when we actually sign there application or do they have to stick with the rates what they have quoted me online ?
Best answer:
Answer by Steve D The rates will vary right up until the time you lock in. The rates online are not considered legally binding offers, just an indication as to what the rates were at the point in time the page was updated.
How to plan for the commercial real estate collapseEncompassing apartment, office, retail, hospitality, warehouse, manufacturing, and flex or R & D buildings, commercial real estate (CRE) investment in the U.S. totaled .4 trillion at the end of 2008. As noted in the February 2010 Congressional Oversight Panel Report, .4 trillion of CRE debt is coming due by 2014 and half of the CRE projects securing such debt are underwater. Commercial Real Estate Restructuring Revolution: Strategies, Tranche Warfare, and Prospects for Recovery looks at how we got into this mess–impacts of the housing crisis, debt structures, lender-borrower collusion, and bankruptcy abuses–and offers possible solutions to the CRE crisis. Along the way, author Stephen Meister: • Discusses how CRE value losses are being driven by investors’ risk adjusted cap rates, not just poorer market fundamentals • Discusses strategies and emerging trends in CRE foreclosures, including forced lend
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